Lawrence Ackerman
Helping YOU Live the American Dream

SHORT SALE HELP FOR YOU

Which one of the scenarios listed below best describes your present, or soon to be current situation? 

  • You are, or soon will be, in some stage of the foreclosure process.
  • You are experiencing a period of financial instability or lost your job.
  • Your mortgages total an amount higher than the current value of your home.
  • Your adjustable rate loan is about to adjust and you will not be able to continue to make the payments.

Please know, you are not alone! A large percentage of Arizona Homeowners are facing difficult times for one reason or another. My Short Sale team here at West USA Realty  is here to help you understand you have OPTIONS. It may not necessarily the best choice to allow your home go to foreclosure.....so what other choices do you have?

You might qualify for the new loan modification and if you do not (which the majority of Arizona homeowners do not qualify), you may still qualify for doing a "Short Sale".

 

 

There are many advantages of a 'Short Sale' over a Foreclosure if you qualify. Most Homeowners do, and have taken advantage of the 'Short Sale' Option!
 
  • The lender will be paying the 'Seller Costs' which include the real estate fees.
  • You may be able to purchase a home in as little as 2 years after the completion of a short sale.
  • No more harassing phone calls from the lenders.
  • No need to move out of the property in the middle of the night due to shame or not understanding the process.
  • Most instances, foreclosure date is postponed to complete negotiations of the short sale offer.
  • We help take the stress out of your situation.
  • Experienced Agents to process the paperwork for the transaction.
  • We do all the negotiating and communication with your lender - no more harassing phone calls or threats.
  • Experienced Staff.
  • Experienced Team of Negotiators.
  • Superb Title Companies with Experienced Short Sale Transaction Escrow Officers.
  • Total and Consistent Communication throughout the Process.
  • Ethical, Caring & Honest Representation.
  • Confidential Interview with West USA Realty licensed professionals.

No more living in fear, stress and depression - give us a call so we may assist you with understanding YOUR OPTIONS to Foreclosure and your home ownership! Let us make what seems impossible, possible...

 
 

 We Are Ready to get started!

The Time Is Now To Act!

For your confidential interview:
EMAIL:
TALK2LA@hotmail.com

Homeowners Pre-Listing Homework

Now that you have decided to "Short Sale" your home, please
understand you have the full support of my West USA Realty Team.

You are not alone any longer.

As part of our West USA Realty Short Sale Team family, we will be working together to produce a successfully completed "short sale" transaction for you. In order to process a short sale, the lender(s) require the following information from you, the homeowner. We would greatly appreciate you having all of the documentation and paperwork we will send you organized when we meet together at your first appointment.

This is the list of documentation you will be required to provide:

  1. Last 2 Years of most recent filed Taxes (complete with the W-2 forms)

  2. Last 2 Months of bank statements (for all persons on the loans)

  3. Last 2 Months of Pay Stubs

  4. Last 2 Months of Statements from All Mortgages (1st, 2nd, or Home Equity Lines)

  5. Home Owners Association (HOA) Statement

 
There are instances where a homeowner will not be able to provide the documents listed above. For example, if you have been unemployed for the past two months, you would not have current pay stubs. We have all the documents required when you are unable to provide any of the above items. We are proud of the success we have achieved with the Short Sale transactions we have completed in the past and we look forward to working with you and assisting you in moving forward in these difficult economic times.